Who Are We
Capfin is one of South Africa’s fastest growing, award-winning, independent credit providers. We empower our customers to make their best life possible through unsecured short-term loans that are simple to use, affordable and easily accessible.
Our approach to lending is rooted in ethical, responsible and compliant credit policies and practices. We put our customers’ needs first - a sentiment reflected in one of our core values, which is to 'Place customers at the heart of our business'.
Our History
Capfin was founded in 2010 with a vision to provide customers with affordable loan products and services. Since then, we have continued to exceed the expectations of our customers with friendly service and responsible lending.
Leading up to 2022, we identified an opportunity to create additional value for our customers and for the Pepkor Group, and a new division, Pepkor Payments and Lending, a division of Pepkor Trading (Pty) Ltd, was launched on 1 November 2022.
Following the transfer of support functions such as Credit Risk and Analytics, Finance, Marketing and Business Development, and People Support, Capfin as a people-centric contact centre, today benefits from a shared central support structure that delivers specialised and innovative solutions to boost the business's operational efficiencies, productivity, and output.
Visit the Pepkor Payments and Lending website to read more. Today, we continue to strive to make a positive impact in the lives of our customers.
Capfin, a division of Pepkor Trading (Pty) Ltd is a wholly owned subsidiaries of Pepkor Holdings, which is listed on the Johannesburg Stock Exchange. For more information about Pepkor, please visit www.pepkor.co.za or click here for the PAIA Manual.
